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Funding Basics
Roundstone Team

How To Budget For A Self Funded Health Plan

Budgeting a self-funded health plan means understanding fixed and variable costs. Here’s how to plan spend and unlock savings through a group captive.

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Funding Basics
Roundstone Team

What Is A Captive

A group captive lets like-sized employers pool risk, share data, and capture savings together. It’s the structural alternative to fully insured health insurance.

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Funding Basics
Roundstone Team

Direct Primary Care

Direct primary care gives employees unlimited access to a primary doctor for a flat fee, cutting ER visits and lowering total claims spend.

Education for employers and advisors

Popular topics that speak to your needs

Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.

A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.

Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.

Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.

Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.

Explore more captive resources

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webinars & Events

Join us live or watch pre-recorded discussions, expert panels, and educational sessions designed for employers and advisors.

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Podcast

Hear candid conversations and real-world insights from industry experts shaping the future of healthcare funding.

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ebooks

Explore in-depth guides covering captive insurance, healthcare costs, and strategies for long-term savings.

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