The better alternative

High-Quality and Affordable Health Benefits
for Small and Mid-Size Businesses

Some businesses believe that they have one of two choices when it comes to health benefits:

1 – stay with their current insurance company, and accept a cost increase with no transparency;

2 – switch to one of the other insurance giants that are offering basically the same thing.

We believe you deserve a better — and smarter — alternative.

As a mid-sized employer ourselves, we understand how health care costs can strap your business. That’s why we have worked together with like-minded benefits advisors and providers in the ecosystem to drive positive change. We’re part of the healthcare transformation club.


For more than a decade, we’ve helped business owners break free from the vicious cycle of traditional health insurance to deliver world-class health insurance benefits to employees that save them an average of 20% – and up to 30%.

What Your Fully Insured Carrier Doesn’t Want You to Know eBook Mockup


It's not a secret anymore- your fully insured insurance carrier would rather you not know what you're missing. Tired of unexpected rate increases and zero data transparency? Take back control today. Start by downloading our e-book.

3 Easy Steps to Get Started:

Schedule an Intro Icon

Schedule an Intro

– Learn about Self-Funding –

– Engage your Advisor –

– Request a Proposal –

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STEP 2: 

Make a Choice

– Review Your Options –

– Customize Your Plan –

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Start Saving

– Enroll –

– Implement –

We Guarantee You'll Save with Us

We help small and midsize companies deliver high-quality health benefits that attract and retain the best employees
— at a price they can afford.

We do this through our self-funded health insurance solution that leverages a group medical captive, the first of its kind. The Roundstone captive bands together employers in a pool so they can have the same scale and resources of a large company. Our captive is an innovative and proven funding model that effectively shares risk and offers transparency, flexibility, and significant cost-savings over traditional fully-insured programs.

Two-thirds of our customers save enough in their first four years with us to pay the claims for their entire fifth year. And 100% save money, full stop.

At your fifth-year renewal, if you have not saved money, we’ll make up the difference.

That’s our guarantee to you.

Our Impact

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Want to find out if you're a good fit for a self-funded plan? Our checklist helps you decide.