Explore our blog resources to help employers and advisors understand the value of captive insurance.
Level funding looks like self-funding from a distance but lacks claims transparency, vendor flexibility, and surplus return. Here are ten reasons to avoid it.
Roundstone distributed $12.4 million back to group captive participants, returning unused premium directly to employers in line with the captive’s risk-sharing model.
Prescription drug prices are the fastest-growing cost in employer benefits. Self-funded plans give you the visibility and tools to bend the curve.
Group captives let employers share risk, return unused premium, and gain claims transparency. Here’s how that structure translates into real cost savings.
Group captive insurance was built as a structural alternative to fully insured health plans. Here’s how it gives mid-market employers real cost control.
Roundstone won a 2024 Northeast Ohio Top Workplaces Award, recognized for employee experience, culture, and how the team supports captive members.
Self-funded captive plans and level funded insurance both promise predictability. Only one returns surplus and gives you the claims transparency
Group stop loss captives let employers self-fund while sharing catastrophic claim risk across a like-sized pool, returning unused premium back
Three macrotrends, rising drug spend, chronic disease, and carrier consolidation, are pushing more employers toward self-funded stop loss captives every
Switching to self-funded health insurance is more straightforward than most employers expect. Here’s the timeline, the partners involved, and how
Healthcare feels unaffordable because the cost is hidden, claims data is gated, and incentives are misaligned. Self-funding pulls back the
Roundstone’s top ten 2023 resources on self-funded health insurance, covering renewals, stop loss, captives, employee experience, and pharmacy strategy.
Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.
A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.
Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.
Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.
Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.
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