Keeping an eye on your costs and learning how to contain them can impact your bottom line right now in a big way- it’s time to see just how the flexibility of a self-funded plan can deliver dramatic savings.

Digestive diseases, or gastrointestinal disorders, are ailments of the digestive tract, including the esophagus, stomach, intestines, liver, pancreas, and gallbladder. These diseases have become a growing problem in the United States, placing a financial burden on individuals as well as their employer-sponsored health insurers. Digestive disorders are responsible for an extraordinary number of clinical visits and hospitalizations each year. In fact, the Massachusetts Medical Society estimates that overall annual expenditures for digestive disease care totaled more than $136 billion.

While a liver transplant surgery is the second most common transplant surgery after the kidney, it is not a common health care condition faced by a majority of Americans. According to the United Network for Organ Sharing, less than 1% of the U.S. population has had an organ transplant. These surgeries are only necessary after every other treatment option has been exhausted and/or completely ruled out. Needless to say, it can be overwhelming to navigate through the process of selecting the right path of care to get the best possible outcome.

Self-funded group captive health insurance plans offer mid-market employers the opportunity to make the right choices when an employee needs a liver transplant surgery.