
Self Insured Vs Fully Insured
Self-insured plans give employers control over claims, vendors, and spend. Fully insured plans hide the data. Here’s how the two models compare.
Explore our blog resources to help employers and advisors understand the value of captive insurance.

Self-insured plans give employers control over claims, vendors, and spend. Fully insured plans hide the data. Here’s how the two models compare.

Captive insurance changes how employers absorb and manage healthcare costs. Group medical captives turn unpredictable claims into a controllable, transparent line item.

Roundstone earned a seventh consecutive Inc 5000 spot, with 135% revenue growth and 105% workforce expansion over the last three years.

A medical captive advisor helps employers evaluate self-funded captives, compare partners, and design a plan that protects against catastrophic claims long term.

Finding the right TPA shapes claims accuracy, employee experience, and total spend. Here are 8 secrets self-funded employers use to pick the right one.

If you only know one group captive, here’s why Roundstone should be the one. Track record, structure, and alignment with

Stop loss captives and traditional insurance approach risk differently. Captives pool, return unused premium, and align incentives. Here’s how the

In-house underwriting gives a captive faster decisions, better employer fit, and tighter risk control. Here’s why that matters to a

How much can you save by self-funding in a group captive? Use Roundstone’s cost calculator to model your savings against

Maternal health is one of the highest-cost claim categories and one of the most preventable. Self-funded plans can invest in

A group captive lets like-sized employers share risk, return surplus, and access claims transparency that fully insured plans never provide.
Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.
A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.
Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.
Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.
Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.
Join us live or watch pre-recorded discussions, expert panels, and educational sessions designed for employers and advisors.
Hear candid conversations and real-world insights from industry experts shaping the future of healthcare funding.
Explore in-depth guides covering captive insurance, healthcare costs, and strategies for long-term savings.
Stay informed with monthly insights on captive insurance, cost control, and smarter benefit strategies.
"*" indicates required fields