
Higher Deductibles And Self Funding
Higher deductibles shift cost to employees and often backfire on engagement and retention. Self-funding offers a smarter path to controlling premium growth.
Explore our blog resources to help employers and advisors understand the value of captive insurance.

Higher deductibles shift cost to employees and often backfire on engagement and retention. Self-funding offers a smarter path to controlling premium growth.

Self-funding gives you the control, claims visibility, and flexibility to attack the cost drivers that fully insured plans actively hide from view.

GLP-1 medications are reshaping employer drug spend. Here’s what self-funded employers should know about coverage, eligibility, and managing the cost impact.

Roundstone’s tenth annual Medical Captive Forum returns to Cleveland April 30 to May 1, 2025, focused on employer alignment, cost control, and profit.

Effective cost containment starts with claims data, clinical care management, pharmacy optimization, and direct primary care partnerships working as one strategy.

More employers are choosing self-funded insurance to take control of healthcare spend. A group captive makes the model accessible even to small companies.
Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.
A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.
Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.
Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.
Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.
Join us live or watch pre-recorded discussions, expert panels, and educational sessions designed for employers and advisors.
Hear candid conversations and real-world insights from industry experts shaping the future of healthcare funding.
Explore in-depth guides covering captive insurance, healthcare costs, and strategies for long-term savings.
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