
How To Find The Best Stop Loss Captive For Your Employee Health Plan
Finding the best stop loss captive for your employee health plan comes down to underwriting, claims transparency, surplus return, and partner alignment.
Explore our blog resources to help employers and advisors understand the value of captive insurance.

Finding the best stop loss captive for your employee health plan comes down to underwriting, claims transparency, surplus return, and partner alignment.

Roundstone announced the appointment of a new Chief Financial Officer to support continued growth and expansion of the group captive program.

Emerging trends in prescription costs, GLP-1s, specialty biologics, and PBM consolidation, are reshaping how self-funded employers budget for pharmacy spend.

If renewal season has you bracing for a double-digit increase, it’s time to look at self-funding. Here’s how the model breaks the renewal cycle.

Insights from self-funded employers on what works: claims transparency, vendor flexibility, and clinical care management that actually moves the cost curve.

Keeping premiums affordable starts with claims transparency and ends with structural cost containment. Self-funded plans are built for both.
Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.
A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.
Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.
Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.
Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.
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