
Health Insurance Cost
Rising health insurance costs are driven by medical inflation, prescription drug spend, and chronic disease. Self-funding gives employers the tools to push back.
Explore our blog resources to help employers and advisors understand the value of captive insurance.

Rising health insurance costs are driven by medical inflation, prescription drug spend, and chronic disease. Self-funding gives employers the tools to push back.

Friends don’t let friends level fund. Here are ten reasons mid-market employers should skip level funding and move directly to a group captive.

Roundstone’s 2024 Medical Captive Forum in New Orleans explored affordable healthcare through self-funded health insurance, lowering cost without compromising care.

Roundstone’s captive solution for employee health benefits is verified by the Validation Institute for measurable cost savings and member outcomes.

Captive essentials: how self-funding inside a group captive lets mid-market employers pool risk, return surplus, and control healthcare spend over the long term.

Captive insurance still draws predictable objections from employers. Here are the top five and how to address them with data, structure, and proof.
Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.
A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.
Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.
Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.
Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.
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Hear candid conversations and real-world insights from industry experts shaping the future of healthcare funding.
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