Affordable Health Benefits for Small to Mid-Size Employers
What if there was a way to get control over your healthcare spend, without sacrificing the coverage you want? What you’re looking for is a better alternative to a traditional, high fixed cost insurance plan. Paying an insurance premium every month without any control over the benefits or price for […]
If you’ve looked into self-funding before, you recognize the transparency and control a self-funded plan affords. Keeping an eye on your costs and learning how to contain them can impact your bottom line right now in a big way- it’s time to see just how the flexibility of a self-funded […]
There’s been a steady increase in self-funded employer-sponsored health insurance plans over the past two decades. Why is that? Well, for starters, you can save 20% year over year on your healthcare spend. Saving that kind of money is an easy choice! If you are under the impression that the […]
For the past several weeks, we’ve all been collectively holding our breath as we followed state and federal guidelines on how to help flatten the curve of COVID-19. Businesses and individuals banded together, weathering temporary shut-downs, helping their communities, and changing the way day-to-day life operates for the greater good. […]
Many businesses are focused on cash flow right now. There are numerous options for loans, including the Payroll Protection Program (PPP loan) from the government, which is obviously receiving a great deal of attention. What if there was another way to improve cash flow without jumping through hoops to apply? […]
You have endured health benefit premium increases for years. And now, the fully insured market is teeing up massive rate increases for 2020. You may have furloughed staff, reduced pay, and invested in technology for your now-remote workforce. How much more can you take? There is a silver lining. We have […]
61% of covered workers are now participating in self-funded plans, including 50% of firms with 200-999 employees. Why is self-funding the trend? Simply put: It saves you money. Health insurance premiums continue to rise, information as to why is limited and you may feel like you do not have any […]
By Nate Szabo In its most basic terms, consumerism refers to the theory that spending money and consuming goods is good for the economy. So how do we translate that to healthcare? Consumerism in healthcare focuses on putting the purchasing power in the hands of the health plan participants–your employees. The […]
By Matt Monda Many of you recently received double-digit rate increases from your employee benefits carriers. Now you are adjusting your 2020 strategy to absorb the financial hit. Those are some tough decisions. Have you considered all of your options? We asked for advice from expert CEO-advisor, Jim Schleckser, from […]