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Explore our blog resources to help employers and advisors understand the value of captive insurance.

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Funding Basics
Roundstone Team

Mental Health Insurance Trends For Employers

Mental health is the fastest-growing claims category for most employers. Self-funded plans give you the visibility to address behavioral health spend strategically.

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Funding Basics
Roundstone Team

Why Self Funding

Why self-funding? Claims transparency, vendor flexibility, surplus return, and structural protection against the volatility that fully insured plans actively hide.

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Funding Basics
Roundstone Team

Self Funding Challenges

Self-funding comes with real challenges around cash flow, partner selection, and employee communication. Here’s how mid-market employers solve each one in practice.

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Data & Performance
Roundstone Team

Health Insurance Cost

Rising health insurance costs are driven by medical inflation, prescription drug spend, and chronic disease. Self-funding gives employers the tools to push back.

Education for employers and advisors

Popular topics that speak to your needs

Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.

A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.

Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.

Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.

Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.

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webinars & Events

Join us live or watch pre-recorded discussions, expert panels, and educational sessions designed for employers and advisors.

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Podcast

Hear candid conversations and real-world insights from industry experts shaping the future of healthcare funding.

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ebooks

Explore in-depth guides covering captive insurance, healthcare costs, and strategies for long-term savings.

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