
4 Ways For Companies To Lower Their Health Benefit Spend In The New Year
Four practical ways companies can lower their health benefit spend in the new year, from claims audits to vendor reviews and self-funded plan design.
Explore our blog resources to help employers and advisors understand the value of captive insurance.

Four practical ways companies can lower their health benefit spend in the new year, from claims audits to vendor reviews and self-funded plan design.

Cultivating a culture of healthcare consumerism takes employee education, transparent tools, and steady communication. Here’s how to engage your team.

You don’t always get what you pay for in healthcare. Bob Chrobak shows how higher cost doesn’t always mean better quality, and what employers should do.

To maximize the value of Roundstone’s medical stop loss captive, we provide employers with an integrated analytics platform for true claims transparency.

Roundstone University just finished its first quarter, an eLearning platform built for advisors to learn more about Roundstone and captive insurance.

Eligibility audits by the numbers: how often ineligible dependents quietly drive up self-funded plan spend and what employers recover when they audit annually.

Stop-loss insurance protects self-funded employers from catastrophic claims by pooling risk with similarly sized businesses through a group captive plan.

Twenty percent of employees drive eighty percent of healthcare costs. Self-funded plans give you the data to manage chronic conditions

Self-funded health insurance lets employers pay claims directly, capture savings when employees stay healthy, and see exactly where every dollar

Specialty drugs are the fastest-growing line item in employee benefits. A self-funded plan gives you the visibility and levers to

Budgeting a self-funded health plan means understanding fixed and variable costs. Here’s how to plan spend and unlock savings through

A group captive lets like-sized employers pool risk, share data, and capture savings together. It’s the structural alternative to fully

Your benefit plan document is the rulebook for every claim. Here are best practices for keeping it accurate, defensible, and

Telemedicine services have gained massive popularity for their convenience and safety. Here’s how to screen a telemedicine provider that fits

With premiums escalating, employers must start managing per-employee-per-year (PEPY) cost performance. Here’s why PEPY is the benchmark that matters.

Eligibility audits by the numbers: how often ineligible dependents quietly drive up self-funded plan spend and what employers recover when

Not all group health plans are created equal. Plan design, network choice, and partner alignment separate the plans that control

Plan documents by the numbers: what self-funded employers should look for in summary plan descriptions, stop loss policies, and TPA

Nurses are central to cost containment, quality of care, and patient outcomes. Here’s how self-funded plans put clinical expertise to

After a year of pandemic-driven change, here are the top five trends impacting health insurance costs and what self-funded employers

Nine practical ways employers can offset rising healthcare costs, from PBM strategy to centers of excellence, claims audits, and self-funded

Employee health drives healthcare cost. Well-being programs invest upfront in prevention and return compounding savings to self-funded plans over time.

Lowering prescription drug costs takes more than PBM negotiation. Self-funded employers can stack pharmacy strategy, direct contracts, and care management.

Roundstone’s CSI dashboard turns claims data into actionable healthcare analytics, helping employers find waste and bend their per-employee-per-year cost curve.

If renewal season has you bracing for a double-digit increase, it’s time to look at self-funding. Here’s how the model

Renewal season is the moment benefit advisors prove their value. Here’s how to prepare with claims data, scenario modeling, and

Strategic incentives, education, and communication can increase wellness program engagement by 40-60%. Here’s how self-funded employers design programs that actually

Employee healthcare is the largest controllable line item on most P&Ls. Self-funded plans give you the data to manage spend

The best health insurance for employees isn’t always the lowest sticker price. Self-funding aligns cost, coverage, and care for long-term

Culturally competent healthcare improves outcomes and reduces preventable claims. Self-funded employers can choose vendors and programs that actually serve their

Five recommended reads on workplace wellness, from behavioral health to chronic disease management, for HR leaders building healthier, more engaged

Customer experience at Roundstone is anchored in responsive service, proactive claims navigation, and the team that supports employers through every
Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.
A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.
Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.
Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.
Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.
Join us live or watch pre-recorded discussions, expert panels, and educational sessions designed for employers and advisors.
Hear candid conversations and real-world insights from industry experts shaping the future of healthcare funding.
Explore in-depth guides covering captive insurance, healthcare costs, and strategies for long-term savings.
Stay informed with monthly insights on captive insurance, cost control, and smarter benefit strategies.