
Use Data Insights To Cut Employee Benefit Costs
Rising employee benefit costs threaten your bottom line. Measuring claims and healthcare data shows where your highest spend lives and how to mitigate it.
Explore our blog resources to help employers and advisors understand the value of captive insurance.

Rising employee benefit costs threaten your bottom line. Measuring claims and healthcare data shows where your highest spend lives and how to mitigate it.

Only 29% of members would recommend their health insurance carrier. Self-funded plans flip the script with claims transparency and aligned partner incentives.

Is self-funded health insurance right for your business? Use this guide to evaluate workforce size, claims experience, and risk tolerance before making the switch.

Roundstone distributed $10.5 million back to its captive participants, returning unused premium directly to employers in line with the program’s structure.

Lowering cost sharing in your health plan can reduce overall employee healthcare costs while improving access to higher-quality care. Here’s how it works.

Roundstone made the Inc 5000 list of fastest-growing private companies for a fifth consecutive year, reflecting sustained growth in the group captive program.

Group captive health insurance plans give mid-market companies a structural way to control healthcare cost while sharing risk with similarly

From the desk of Mike Schroeder, Roundstone founder, February 2019: notes on the captive program, advisor partnerships, and trends in

Four practical ways companies can lower their health benefit spend in the new year, from claims audits to vendor reviews

To maximize the value of Roundstone’s medical stop loss captive, we provide employers with an integrated analytics platform for true

Reference-based pricing (RBP) only works with employee education and full claims transparency. Here’s how to set up both before rolling

Roundstone’s 2018 Medical Captive Forum brought together employers and advisors for two days of education, peer learning, and self-funded health

Provider network choice shapes employee care, plan costs, and out-of-pocket spend. Here’s how self-funded employers pick the right one.

Pharmacy costs are rising faster than any line item in your health plan. Here’s how to choose a PBM that

Per-employee-per-year (PEPY) cost is the truest benchmark for whether your health plan is competitive. Here’s how to use it to

Your pharmacy benefit manager makes or breaks drug spend. Here’s how self-funded employers choose a PBM aligned with their interests,

A third-party administrator (TPA) is the backbone of any self-funded plan. Here’s how a TPA processes claims, manages eligibility, and

Finding the right TPA shapes claims accuracy, employee experience, and total spend. Here are 8 secrets self-funded employers use to

Wellness programs deliver measurable ROI through reduced claims, lower absenteeism, and stronger productivity. See how self-funded employers track and prove

For most CFOs, healthcare costs now eat directly into profitability. This Roundstone leadership study shows where the spend goes and

Healthcare cost containment finds waste, removes it, and keeps outcomes intact. Self-funded plans give you the claims data to do

Self-funding gives you the control, claims visibility, and flexibility to attack the cost drivers that fully insured plans actively hide

Effective cost containment starts with claims data, clinical care management, pharmacy optimization, and direct primary care partnerships working as one

Real healthcare cost savings come from claims transparency, smart vendor choices, and proactive clinical management. Self-funding makes all three possible.

If renewal season has you bracing for a double-digit increase, it’s time to look at self-funding. Here’s how the model

Renewal season is the moment benefit advisors prove their value. Here’s how to prepare with claims data, scenario modeling, and

Introducing self-funded health insurance to employees is mostly about communication. Here’s how to explain the model, the value, and what

Well-being programs improve employee health while reducing benefit cost. Here’s how strategic incentives drive participation and engagement that actually sticks.

It’s hiring season. Top talent expects benefits that show employers actually invested in employee health. Here’s how self-funding helps you

Cultivating a culture of healthcare consumerism takes employee education, transparent tools, and steady communication. Here’s how to engage your team.

Employers can use wellness programs to improve employee health while controlling cost. Here’s how to launch a well-being program that
Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.
A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.
Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.
Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.
Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.
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Explore in-depth guides covering captive insurance, healthcare costs, and strategies for long-term savings.
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