
What Is A Captive
A group captive lets like-sized employers pool risk, share data, and capture savings together. It’s the structural alternative to fully insured health insurance.
Explore our blog resources to help employers and advisors understand the value of captive insurance.

A group captive lets like-sized employers pool risk, share data, and capture savings together. It’s the structural alternative to fully insured health insurance.

A group captive self-funded plan lets you customize coverage, contracts, and vendors. Here’s how to design yours to cut costs without sacrificing benefits.

Direct primary care gives employees unlimited access to a primary doctor for a flat fee, cutting ER visits and lowering total claims spend.

With Roundstone’s self-funded health insurance, you’re not shopping a fixed product. You’re designing a plan around your workforce, claims data, and goals.

For most CFOs, healthcare costs now eat directly into profitability. This Roundstone leadership study shows where the spend goes and how to control it.

A third-party administrator (TPA) is the backbone of any self-funded plan. Here’s how a TPA processes claims, manages eligibility, and supports employees.

A self-funded health plan can free up cash flow you didn’t know you had. Here’s how the model shifts working

The most popular group health insurance program might surprise you. Self-funded and group captive plans now drive more mid-market employer

Consumerism in healthcare means giving employees the tools and incentives to act like consumers. Here’s how self-funded plans build that

Employee benefit advisors grow and retain business by leading with cost containment. Here are four strategies that win renewals and

Self-funded health plans are a safer bet than employers expect. Stop loss, captive structure, and claims transparency reduce risk while

Roundstone unveiled a new enhanced website built to help employers and advisors explore self-funded health insurance, captives, and cost containment

Provider network choice shapes employee care, plan costs, and out-of-pocket spend. Here’s how self-funded employers pick the right one.

Pharmacy costs are rising faster than any line item in your health plan. Here’s how to choose a PBM that

Per-employee-per-year (PEPY) cost is the truest benchmark for whether your health plan is competitive. Here’s how to use it to

Your pharmacy benefit manager makes or breaks drug spend. Here’s how self-funded employers choose a PBM aligned with their interests,

A third-party administrator (TPA) is the backbone of any self-funded plan. Here’s how a TPA processes claims, manages eligibility, and

Finding the right TPA shapes claims accuracy, employee experience, and total spend. Here are 8 secrets self-funded employers use to

Wellness programs deliver measurable ROI through reduced claims, lower absenteeism, and stronger productivity. See how self-funded employers track and prove

For most CFOs, healthcare costs now eat directly into profitability. This Roundstone leadership study shows where the spend goes and

Healthcare cost containment finds waste, removes it, and keeps outcomes intact. Self-funded plans give you the claims data to do

Self-funding gives you the control, claims visibility, and flexibility to attack the cost drivers that fully insured plans actively hide

Effective cost containment starts with claims data, clinical care management, pharmacy optimization, and direct primary care partnerships working as one

Real healthcare cost savings come from claims transparency, smart vendor choices, and proactive clinical management. Self-funding makes all three possible.

If renewal season has you bracing for a double-digit increase, it’s time to look at self-funding. Here’s how the model

Renewal season is the moment benefit advisors prove their value. Here’s how to prepare with claims data, scenario modeling, and

Introducing self-funded health insurance to employees is mostly about communication. Here’s how to explain the model, the value, and what

Well-being programs improve employee health while reducing benefit cost. Here’s how strategic incentives drive participation and engagement that actually sticks.

It’s hiring season. Top talent expects benefits that show employers actually invested in employee health. Here’s how self-funding helps you

Cultivating a culture of healthcare consumerism takes employee education, transparent tools, and steady communication. Here’s how to engage your team.

Employers can use wellness programs to improve employee health while controlling cost. Here’s how to launch a well-being program that
Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.
A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.
Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.
Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.
Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.
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