Self Funded Doesnt Mean Youre On Your Own
Self-funded doesn’t mean you’re on your own. The right captive partner, TPA, and clinical team turn self-funding into a fully supported employer strategy.
Self-funded doesn’t mean you’re on your own. The right captive partner, TPA, and clinical team turn self-funding into a fully supported employer strategy.
Six things every benefits advisor should know about self-funded health insurance, group captives, and how to bring real cost containment to mid-market employers.
Choose the right TPA for your self-funded health plan with our 10 criteria for service, claims accuracy, and cost control.
Gated claims data, hidden costs and misaligned incentives make health insurance more expensive. Self-funding rewrites the rules.
Medical Captive FAQs Everything you need to know about Group Medical Captives. More Questions? Talk to Us. General Group Medical Captive Questions What is a captive insurance company? A captive insurance company is an insurance company that provides insurance to its owners. What is a group captive? A group
Provider network choice shapes employee care, plan costs, and out-of-pocket spend. Here’s how self-funded employers pick the right one.
A medical group captive is a self-funded health insurance model where employers share risk to gain stability, transparency, and buying power.
Employers using fully-insured pay a fixed premium for the carrier to take 100% of the risk and keep any profits. Captives allow employers to band together to control costs and receive refunds for better-than-expected claims.
Employers using level-funded pay a fixed monthly fee to cover administrative, claims, and stop-loss insurance expenses. Any surplus may be partially refunded at the carrier’s direction. With captives, you gain control—full data ownership, plan flexibility, and the ability to keep any savings.
Roundstone works with employers ranging in size from 25 to 1,000+ eligible employees.
Yes, with the right partners, transitioning to self-funding is easy. Roundstone assigns a dedicated Customer Outcomes Manager to guide clients through the process. Your third party administrator (TPA) then handles day-to-day administration and claims.
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