Roundstone Captive Insurance Members Buck Trends And Save
Roundstone captive insurance members continue to buck market trends, holding cost increases below industry averages through claims transparency and aligned partners.
Roundstone captive insurance members continue to buck market trends, holding cost increases below industry averages through claims transparency and aligned partners.
Level funding mimics self-funding from a distance but lacks claims transparency, surplus return, and vendor flexibility. Here’s how the two compare.
Captive insurance changes the renewal conversation. Here’s what advisors should expect, what claims data to review, and how to position alternative funding.
Seven structural obstacles keep affordable health insurance out of reach for most mid-market employers. One group captive solution removes nearly all of them.
Seven structural obstacles keep affordable health insurance out of reach for most mid-market employers. One group captive solution removes nearly all of them.
After a year of pandemic-driven change, here are the top five trends impacting health insurance costs and what self-funded employers should do now.
A medical group captive is a self-funded health insurance model where employers share risk to gain stability, transparency, and buying power.
Employers using fully-insured pay a fixed premium for the carrier to take 100% of the risk and keep any profits. Captives allow employers to band together to control costs and receive refunds for better-than-expected claims.
Employers using level-funded pay a fixed monthly fee to cover administrative, claims, and stop-loss insurance expenses. Any surplus may be partially refunded at the carrier’s direction. With captives, you gain control—full data ownership, plan flexibility, and the ability to keep any savings.
Roundstone works with employers ranging in size from 25 to 1,000+ eligible employees.
Yes, with the right partners, transitioning to self-funding is easy. Roundstone assigns a dedicated Customer Outcomes Manager to guide clients through the process. Your third party administrator (TPA) then handles day-to-day administration and claims.
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