
Employee Benefits Package
An employee benefits package is more than premium and deductible. Self-funded plans let you design the package around what your workforce actually needs.
Explore our blog resources to help employers and advisors understand the value of captive insurance.

An employee benefits package is more than premium and deductible. Self-funded plans let you design the package around what your workforce actually needs.

Five recommended podcasts for HR professionals on self-funded health insurance, captives, employee experience, and the future of employer-sponsored benefits.

Benefits advisors are critical to self-funded employer health insurance. Here’s how to tell a good advisor from a great one and what to expect at renewal.

The SCOTUS reversal of Roe v. Wade has direct implications for employer benefits. Here’s what self-funded plans should review around coverage and access.

Group captive health insurance costs split into fixed and variable components. Here’s how to think about both when budgeting and explaining the model to leadership.

Roundstone was named a Northeast Ohio Top Workplace, recognized for employee experience, culture, and the way the team supports captive members and advisors.

Stop-loss insurance protects self-funded employers from catastrophic claims by pooling risk with similarly sized businesses through a group captive plan.

Twenty percent of employees drive eighty percent of healthcare costs. Self-funded plans give you the data to manage chronic conditions

Self-funded health insurance lets employers pay claims directly, capture savings when employees stay healthy, and see exactly where every dollar

Specialty drugs are the fastest-growing line item in employee benefits. A self-funded plan gives you the visibility and levers to

Budgeting a self-funded health plan means understanding fixed and variable costs. Here’s how to plan spend and unlock savings through

A group captive lets like-sized employers pool risk, share data, and capture savings together. It’s the structural alternative to fully

Hidden fees in employee benefits plans quietly bleed your budget. Here are the top five charges to identify and renegotiate

Telehealth coverage inspires trust because it removes friction from accessing care. Self-funded plans can prioritize and price telehealth on their

Aligning incentives between employer, employees, and providers is the foundation of a healthier, cost-effective benefits plan. Here’s how to design

Is your healthcare benefits plan sustainable? Year-over-year cost increases say otherwise. Self-funded plans give employers the levers to bend the

A group captive insurance plan involves the employer, TPA, PBM, stop loss carrier, and advisor. Here’s the who’s who and

Q&A with Roundstone founder Mike Schroeder on cost-saving measures employers can use right now to take control of their health

Wellness programs deliver measurable ROI through reduced claims, lower absenteeism, and stronger productivity. See how self-funded employers track and prove

For most CFOs, healthcare costs now eat directly into profitability. This Roundstone leadership study shows where the spend goes and

Healthcare cost containment finds waste, removes it, and keeps outcomes intact. Self-funded plans give you the claims data to do

Self-funding gives you the control, claims visibility, and flexibility to attack the cost drivers that fully insured plans actively hide

Effective cost containment starts with claims data, clinical care management, pharmacy optimization, and direct primary care partnerships working as one

Real healthcare cost savings come from claims transparency, smart vendor choices, and proactive clinical management. Self-funding makes all three possible.

If renewal season has you bracing for a double-digit increase, it’s time to look at self-funding. Here’s how the model

Renewal season is the moment benefit advisors prove their value. Here’s how to prepare with claims data, scenario modeling, and

Sexual and reproductive health care access and education matter for employee outcomes and employer cost. Here’s how self-funded plans can

The Great Resignation reshaped what employees expect from their benefits. Here’s how employers should adapt plan design, communication, and total

Employee wellness program trends are shifting toward chronic disease management, behavioral health, and digital tools. Here’s what works inside self-funded

An employee benefits package is more than premium and deductible. Self-funded plans let you design the package around what your

Employee benefits education is the highest-leverage way to encourage self-advocacy and lower total plan spend. Here’s what to teach and
The pandemic permanently shifted employee health insurance expectations. Self-funded plans have adapted faster than fully insured ones to telehealth and
Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.
A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.
Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.
Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.
Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.
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