Explore our blog resources to help employers and advisors understand the value of captive insurance.
Level funding looks like self-funding from a distance but lacks claims transparency, vendor flexibility, and surplus return. Here are ten reasons to avoid it.
Roundstone distributed $12.4 million back to group captive participants, returning unused premium directly to employers in line with the captive’s risk-sharing model.
Prescription drug prices are the fastest-growing cost in employer benefits. Self-funded plans give you the visibility and tools to bend the curve.
Group captives let employers share risk, return unused premium, and gain claims transparency. Here’s how that structure translates into real cost savings.
Group captive insurance was built as a structural alternative to fully insured health plans. Here’s how it gives mid-market employers real cost control.
Roundstone won a 2024 Northeast Ohio Top Workplaces Award, recognized for employee experience, culture, and how the team supports captive members.
Captive insurance and self-funded insurance overlap but are not the same. Here’s how a group medical captive complements a self-funded
Employer health benefits are the second-largest line item after payroll. Self-funding gives you the visibility and levers to manage that
Group medical captives pool risk across like-sized employers, returning unused premium and protecting against volatility while controlling long-term healthcare spend.
Self-funded health plans succeed when employers combine claims data, clinical care management, and aligned partners. Here’s what success looks like
Turnkey health insurance gives small and mid-size employers a simplified path to self-funding with built-in cost containment and stop-loss protection.
Self-insured plans give employers control over claims, vendors, and spend. Fully insured plans hide the data. Here’s how the two
Provider network choice shapes employee care, plan costs, and out-of-pocket spend. Here’s how self-funded employers pick the right one.
Pharmacy costs are rising faster than any line item in your health plan. Here’s how to choose a PBM that
Per-employee-per-year (PEPY) cost is the truest benchmark for whether your health plan is competitive. Here’s how to use it to
Your pharmacy benefit manager makes or breaks drug spend. Here’s how self-funded employers choose a PBM aligned with their interests,
A third-party administrator (TPA) is the backbone of any self-funded plan. Here’s how a TPA processes claims, manages eligibility, and
Finding the right TPA shapes claims accuracy, employee experience, and total spend. Here are 8 secrets self-funded employers use to
You don’t always get what you pay for in healthcare. Bob Chrobak shows how higher cost doesn’t always mean better
Roundstone’s Cost Savings Investigators (CSI) team digs into claims data to find waste, billing errors, and overcharges. Real dollars stay
Late-stage cancer diagnoses are among the most expensive claims employers face. Here’s how early detection and plan design lower the
High-cost specialty drugs are reshaping employer pharmacy spend. Here are the ways self-funded employers save without restricting clinical access for
If renewal season has you bracing for a double-digit increase, it’s time to look at self-funding. Here’s how the model
Renewal season is the moment benefit advisors prove their value. Here’s how to prepare with claims data, scenario modeling, and
Strategic incentives, education, and communication can increase wellness program engagement by 40-60%. Here’s how self-funded employers design programs that actually
Employee healthcare is the largest controllable line item on most P&Ls. Self-funded plans give you the data to manage spend
The best health insurance for employees isn’t always the lowest sticker price. Self-funding aligns cost, coverage, and care for long-term
Culturally competent healthcare improves outcomes and reduces preventable claims. Self-funded employers can choose vendors and programs that actually serve their
Five recommended reads on workplace wellness, from behavioral health to chronic disease management, for HR leaders building healthier, more engaged
Customer experience at Roundstone is anchored in responsive service, proactive claims navigation, and the team that supports employers through every
Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.
A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.
Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.
Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.
Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.
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