Explore our blog resources to help employers and advisors understand the value of captive insurance.
Rising employee benefit costs threaten your bottom line. Measuring claims and healthcare data shows where your highest spend lives and how to mitigate it.
Only 29% of members would recommend their health insurance carrier. Self-funded plans flip the script with claims transparency and aligned partner incentives.
Is self-funded health insurance right for your business? Use this guide to evaluate workforce size, claims experience, and risk tolerance before making the switch.
Roundstone distributed $10.5 million back to its captive participants, returning unused premium directly to employers in line with the program’s structure.
Lowering cost sharing in your health plan can reduce overall employee healthcare costs while improving access to higher-quality care. Here’s how it works.
Roundstone made the Inc 5000 list of fastest-growing private companies for a fifth consecutive year, reflecting sustained growth in the group captive program.
Seven structural obstacles keep affordable health insurance out of reach for most mid-market employers. One group captive solution removes nearly
Group medical captive insurance lets small to mid-size companies share self-funded risk, return surplus, and gain control of skyrocketing healthcare
Group medical captive insurance pools risk across like-sized employers, returns unused premium, and gives members the claims transparency to control
The Health Rosetta Summit brings together advisors, employers, and innovators choosing a better future for healthcare benefits through transparency and
Self-funded doesn’t mean you’re on your own. The right captive partner, TPA, and clinical team turn self-funding into a fully
Why choose Roundstone for group captive insurance? Track record, in-house underwriting, surplus return, and a captive structure designed for employer
Provider network choice shapes employee care, plan costs, and out-of-pocket spend. Here’s how self-funded employers pick the right one.
Pharmacy costs are rising faster than any line item in your health plan. Here’s how to choose a PBM that
Per-employee-per-year (PEPY) cost is the truest benchmark for whether your health plan is competitive. Here’s how to use it to
Your pharmacy benefit manager makes or breaks drug spend. Here’s how self-funded employers choose a PBM aligned with their interests,
A third-party administrator (TPA) is the backbone of any self-funded plan. Here’s how a TPA processes claims, manages eligibility, and
Finding the right TPA shapes claims accuracy, employee experience, and total spend. Here are 8 secrets self-funded employers use to
Rising employee benefit costs threaten your bottom line. Measuring claims and healthcare data shows where your highest spend lives and
Lowering cost sharing in your health plan can reduce overall employee healthcare costs while improving access to higher-quality care. Here’s
Clinical care management lowers healthcare costs by guiding employees through complex care, catching issues early, and steering them to higher-quality
Catastrophic diagnoses can blow up a self-funded plan budget. Here are cost containment strategies, from centers of excellence to case
Managing health insurance costs takes more than annual renewals. Self-funded employers use claims data, vendor strategy, and care management every
Captives do it better on data transparency. Members get full claims visibility, not the aggregated, sanitized data fully insured carriers
If renewal season has you bracing for a double-digit increase, it’s time to look at self-funding. Here’s how the model
Renewal season is the moment benefit advisors prove their value. Here’s how to prepare with claims data, scenario modeling, and
Strategic incentives, education, and communication can increase wellness program engagement by 40-60%. Here’s how self-funded employers design programs that actually
Employee healthcare is the largest controllable line item on most P&Ls. Self-funded plans give you the data to manage spend
The best health insurance for employees isn’t always the lowest sticker price. Self-funding aligns cost, coverage, and care for long-term
Culturally competent healthcare improves outcomes and reduces preventable claims. Self-funded employers can choose vendors and programs that actually serve their
Five recommended reads on workplace wellness, from behavioral health to chronic disease management, for HR leaders building healthier, more engaged
Customer experience at Roundstone is anchored in responsive service, proactive claims navigation, and the team that supports employers through every
Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.
A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.
Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.
Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.
Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.
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Explore in-depth guides covering captive insurance, healthcare costs, and strategies for long-term savings.
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