Explore our blog resources to help employers and advisors understand the value of captive insurance.
Roundstone’s tenth annual Medical Captive Forum returns to Cleveland April 30 to May 1, 2025, focused on employer alignment, cost control, and profit.
Effective cost containment starts with claims data, clinical care management, pharmacy optimization, and direct primary care partnerships working as one strategy.
More employers are choosing self-funded insurance to take control of healthcare spend. A group captive makes the model accessible even to small companies.
Captive insurance and self-funded insurance overlap but are not the same. Here’s how a group medical captive complements a self-funded health plan.
Real healthcare cost savings come from claims transparency, smart vendor choices, and proactive clinical management. Self-funding makes all three possible.
Employer health benefits are the second-largest line item after payroll. Self-funding gives you the visibility and levers to manage that spend directly.
Self-insurance and employee satisfaction reinforce each other. Lower out-of-pocket costs, better access, and benefits employees actually value drive long-term retention.
Onboarding a self-funded health plan is more straightforward than employers expect. Here’s the timeline, the partners, and what HR needs
A self-funded health plan lets employers pay claims directly, gain claims visibility, and capture savings when employees stay healthy. Here’s
Selecting the right benefits advisor shapes the success of your self-funded plan. Here are ten criteria mid-market employers should use
Family benefits are a top driver of employee satisfaction and retention. Self-funded plans give employers room to design coverage around
Health insurance is expensive because the cost is hidden, claims data is gated, and incentives are misaligned. Self-funding gives employers
Provider network choice shapes employee care, plan costs, and out-of-pocket spend. Here’s how self-funded employers pick the right one.
Pharmacy costs are rising faster than any line item in your health plan. Here’s how to choose a PBM that
Per-employee-per-year (PEPY) cost is the truest benchmark for whether your health plan is competitive. Here’s how to use it to
Your pharmacy benefit manager makes or breaks drug spend. Here’s how self-funded employers choose a PBM aligned with their interests,
A third-party administrator (TPA) is the backbone of any self-funded plan. Here’s how a TPA processes claims, manages eligibility, and
Finding the right TPA shapes claims accuracy, employee experience, and total spend. Here are 8 secrets self-funded employers use to
You don’t always get what you pay for in healthcare. Bob Chrobak shows how higher cost doesn’t always mean better
Roundstone’s Cost Savings Investigators (CSI) team digs into claims data to find waste, billing errors, and overcharges. Real dollars stay
Late-stage cancer diagnoses are among the most expensive claims employers face. Here’s how early detection and plan design lower the
High-cost specialty drugs are reshaping employer pharmacy spend. Here are the ways self-funded employers save without restricting clinical access for
If renewal season has you bracing for a double-digit increase, it’s time to look at self-funding. Here’s how the model
Renewal season is the moment benefit advisors prove their value. Here’s how to prepare with claims data, scenario modeling, and
Strategic incentives, education, and communication can increase wellness program engagement by 40-60%. Here’s how self-funded employers design programs that actually
Employee healthcare is the largest controllable line item on most P&Ls. Self-funded plans give you the data to manage spend
The best health insurance for employees isn’t always the lowest sticker price. Self-funding aligns cost, coverage, and care for long-term
Culturally competent healthcare improves outcomes and reduces preventable claims. Self-funded employers can choose vendors and programs that actually serve their
Five recommended reads on workplace wellness, from behavioral health to chronic disease management, for HR leaders building healthier, more engaged
Customer experience at Roundstone is anchored in responsive service, proactive claims navigation, and the team that supports employers through every
Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.
A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.
Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.
Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.
Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.
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Hear candid conversations and real-world insights from industry experts shaping the future of healthcare funding.
Explore in-depth guides covering captive insurance, healthcare costs, and strategies for long-term savings.
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