
Fixed Vs Variable Group Captive Health Insurance Costs
Group captive health insurance costs split into fixed and variable components. Here’s how to think about both when budgeting and explaining the model to leadership.
Explore our blog resources to help employers and advisors understand the value of captive insurance.

Group captive health insurance costs split into fixed and variable components. Here’s how to think about both when budgeting and explaining the model to leadership.

Roundstone was named a Northeast Ohio Top Workplace, recognized for employee experience, culture, and the way the team supports captive members and advisors.

Clinical care management lowers healthcare costs by guiding employees through complex care, catching issues early, and steering them to higher-quality providers.

Employee benefits education is the highest-leverage way to encourage self-advocacy and lower total plan spend. Here’s what to teach and how to keep it sticky.

Roundstone founder Mike Schroeder was named a finalist for EY Entrepreneur of the Year 2022 in the East Central region, recognizing growth and industry impact.

MCF 2022 brought Roundstone employers, advisors, and partners back to Cleveland for two days of education, peer learning, and the energy of thriving together.
Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.
A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.
Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.
Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.
Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.
Join us live or watch pre-recorded discussions, expert panels, and educational sessions designed for employers and advisors.
Hear candid conversations and real-world insights from industry experts shaping the future of healthcare funding.
Explore in-depth guides covering captive insurance, healthcare costs, and strategies for long-term savings.
Stay informed with monthly insights on captive insurance, cost control, and smarter benefit strategies.
"*" indicates required fields