
Aligning Incentives For A Healthier Cost Effective Benefits Plan
Aligning incentives between employer, employees, and providers is the foundation of a healthier, cost-effective benefits plan. Here’s how to design that alignment.
Explore our blog resources to help employers and advisors understand the value of captive insurance.

Aligning incentives between employer, employees, and providers is the foundation of a healthier, cost-effective benefits plan. Here’s how to design that alignment.

Roundstone recognizes the best benefits advisors in the business, advisors who lead with self-funded captive solutions and consistently win for their clients.

The benefits of self-funded health insurance: claims transparency, vendor flexibility, surplus return, and protection against the volatility of fully insured renewals.

Employers deserve more health insurance options than the renewal letter their carrier sends. Benefits advisors who lead with self-funding open the door.

Looking back and looking ahead: a Q&A with Mike Schroeder, president and founder of Roundstone, on the state of self-funded health insurance and group captives.

Is my company a good candidate for self-insurance? Use this checklist to evaluate workforce, claims, cash flow, and partner alignment before making the switch.

From the desk of Mike Schroeder, Roundstone founder: a periodic note on the state of self-funded health insurance, captive trends,
Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.
A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.
Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.
Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.
Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.
Join us live or watch pre-recorded discussions, expert panels, and educational sessions designed for employers and advisors.
Hear candid conversations and real-world insights from industry experts shaping the future of healthcare funding.
Explore in-depth guides covering captive insurance, healthcare costs, and strategies for long-term savings.
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