Explore our blog resources to help employers and advisors understand the value of captive insurance.
Cost containment in healthcare is the discipline of cutting waste without cutting care. Here’s how self-funded employers find the spend and stop it.
Roundstone’s 2025 Medical Captive Forum brought hundreds of employers and advisors to Cleveland for two days focused on tackling rising healthcare costs.
Healthcare cost containment finds waste, removes it, and keeps outcomes intact. Self-funded plans give you the claims data to do it at scale.
Higher deductibles shift cost to employees and often backfire on engagement and retention. Self-funding offers a smarter path to controlling premium growth.
Self-funding gives you the control, claims visibility, and flexibility to attack the cost drivers that fully insured plans actively hide from view.
GLP-1 medications are reshaping employer drug spend. Here’s what self-funded employers should know about coverage, eligibility, and managing the cost impact.
Self-insurance and employee satisfaction reinforce each other. Lower out-of-pocket costs, better access, and benefits employees actually value drive long-term retention.
Onboarding a self-funded health plan is more straightforward than employers expect. Here’s the timeline, the partners, and what HR needs
A self-funded health plan lets employers pay claims directly, gain claims visibility, and capture savings when employees stay healthy. Here’s
Selecting the right benefits advisor shapes the success of your self-funded plan. Here are ten criteria mid-market employers should use
Family benefits are a top driver of employee satisfaction and retention. Self-funded plans give employers room to design coverage around
Health insurance is expensive because the cost is hidden, claims data is gated, and incentives are misaligned. Self-funding gives employers
Provider network choice shapes employee care, plan costs, and out-of-pocket spend. Here’s how self-funded employers pick the right one.
Pharmacy costs are rising faster than any line item in your health plan. Here’s how to choose a PBM that
Per-employee-per-year (PEPY) cost is the truest benchmark for whether your health plan is competitive. Here’s how to use it to
Your pharmacy benefit manager makes or breaks drug spend. Here’s how self-funded employers choose a PBM aligned with their interests,
A third-party administrator (TPA) is the backbone of any self-funded plan. Here’s how a TPA processes claims, manages eligibility, and
Finding the right TPA shapes claims accuracy, employee experience, and total spend. Here are 8 secrets self-funded employers use to
Rising employee benefit costs threaten your bottom line. Measuring claims and healthcare data shows where your highest spend lives and
Lowering cost sharing in your health plan can reduce overall employee healthcare costs while improving access to higher-quality care. Here’s
Clinical care management lowers healthcare costs by guiding employees through complex care, catching issues early, and steering them to higher-quality
Catastrophic diagnoses can blow up a self-funded plan budget. Here are cost containment strategies, from centers of excellence to case
Managing health insurance costs takes more than annual renewals. Self-funded employers use claims data, vendor strategy, and care management every
Captives do it better on data transparency. Members get full claims visibility, not the aggregated, sanitized data fully insured carriers
If renewal season has you bracing for a double-digit increase, it’s time to look at self-funding. Here’s how the model
Renewal season is the moment benefit advisors prove their value. Here’s how to prepare with claims data, scenario modeling, and
Strategic incentives, education, and communication can increase wellness program engagement by 40-60%. Here’s how self-funded employers design programs that actually
Employee healthcare is the largest controllable line item on most P&Ls. Self-funded plans give you the data to manage spend
The best health insurance for employees isn’t always the lowest sticker price. Self-funding aligns cost, coverage, and care for long-term
Culturally competent healthcare improves outcomes and reduces preventable claims. Self-funded employers can choose vendors and programs that actually serve their
Five recommended reads on workplace wellness, from behavioral health to chronic disease management, for HR leaders building healthier, more engaged
Customer experience at Roundstone is anchored in responsive service, proactive claims navigation, and the team that supports employers through every
Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.
A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.
Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.
Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.
Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.
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Explore in-depth guides covering captive insurance, healthcare costs, and strategies for long-term savings.
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