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Higher Deductibles And Self Funding

Higher deductibles shift cost to employees and often backfire on engagement and retention. Self-funding offers a smarter path to controlling premium growth.

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Glp 1 Medications

GLP-1 medications are reshaping employer drug spend. Here’s what self-funded employers should know about coverage, eligibility, and managing the cost impact.

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Self Funded Insurance

More employers are choosing self-funded insurance to take control of healthcare spend. A group captive makes the model accessible even to small companies.

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Captive Vs Self Insurance

Captive insurance and self-funded insurance overlap but are not the same. Here’s how a group medical captive complements a self-funded health plan.

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Employer Health Benefits

Employer health benefits are the second-largest line item after payroll. Self-funding gives you the visibility and levers to manage that spend directly.

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Group Medical Captives

Group medical captives pool risk across like-sized employers, returning unused premium and protecting against volatility while controlling long-term healthcare spend.

Education for employers and advisors

Popular topics that speak to your needs

Self-funding means an employer pays for their employees’ healthcare claims directly instead of paying fixed premiums to an insurance carrier.

A medical group captive is a self-funded model where small and mid-sized employers join together to access financial advantages, share risk and gain greater stability.

Stop-loss insurance protects self-funded employers from large or unexpected claims. It caps financial risk so one high-cost event doesn’t significantly impact your overall healthcare spend.

Health insurance costs rise due to increasing healthcare prices, higher utilization, and lack of transparency in traditional models. Learn how self- funding through a captive can help offset these trends.

Cost containment includes strategies that reduce unnecessary healthcare spending while maintaining quality care. Read how tactics like claims analysis, preventative care, and pharmacy cost management can reduce spend.

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webinars & Events

Join us live or watch pre-recorded discussions, expert panels, and educational sessions designed for employers and advisors.

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Podcast

Hear candid conversations and real-world insights from industry experts shaping the future of healthcare funding.

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ebooks

Explore in-depth guides covering captive insurance, healthcare costs, and strategies for long-term savings.

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