{"id":3845,"date":"2018-09-13T09:15:13","date_gmt":"2018-09-13T13:15:13","guid":{"rendered":"https:\/\/roundstoneinsurance.com\/?p=3845"},"modified":"2022-12-14T07:09:57","modified_gmt":"2022-12-14T12:09:57","slug":"from-the-desk-of-mike","status":"publish","type":"post","link":"https:\/\/roundstoneinsurance.com\/excelsior\/blog\/from-the-desk-of-mike\/","title":{"rendered":"From the Desk of Mike"},"content":{"rendered":"<h2><\/h2>\n<h2><\/h2>\n<h2><strong>September of 2018 Edition<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p>A business leader is responsible for establishing the strategic direction of their organization. In doing so, they make daily decisions that impact not only sales, but also the organization\u2019s expenses. How much is the opportunity to review and direct change for the better worth? It\u2019s a question facing health insurance buyers over the next several months. Self-funding the company\u2019s employee benefit plan undeniably offers the opportunity to review and better manage the plan\u2019s costs. Self-funding includes, however, a variable cost that could be 10% more over the next twelve months when compared to another funding choice where you receive no information or control. So what is the right choice for the 700,000 business leaders with 20 to 1000 employees throughout our country?<\/p>\n<p>&nbsp;<\/p>\n<p>When you consider health insurance costs are a top 3 expense and have doubled for most businesses over the past four to five years, the question of whether to pursue complete disclosure of the data and conduct a root cause analysis doesn\u2019t seem like a choice. Rather, this business decision sounds like a mandate. Self-insure, get the data and find out what is causing the rising cost. Do not let a 10% negative variance of possible cost that happens less than 1% of the time scare you away from taking control.<\/p>\n<p>&nbsp;<\/p>\n<p>Once the information and control is realized then act, contain rising costs and return your employees raises to them. Any employer and their advisor will be glad they made the choice for information and control. It\u2019s worth it!<\/p>\n<p>&nbsp;<\/p>\n<p><strong>&#8211; Mike Schroeder <\/strong><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p class=\"excerpt\">September of 2018 Edition &nbsp; A business leader is responsible for establishing the strategic direction of their organization. In doing so, they make daily decisions that impact not only sales, but also the organization\u2019s expenses. How much is the opportunity to review and direct change for the better worth? It\u2019s a question facing health insurance [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":3848,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1827],"tags":[],"class_list":["post-3845","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-employers"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v25.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>From The Desk Of Mike | Roundstone Insurance<\/title>\n<meta name=\"description\" content=\"Self-funding a company\u2019s employee benefit plan undeniably offers opportunities to review and better manage the plan\u2019s costs. Learn more.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"From the Desk of Mike\" \/>\n<meta property=\"og:description\" content=\"Self-funding a company\u2019s employee benefit plan undeniably offers opportunities to review and better manage the plan\u2019s costs. 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