{"id":52227,"date":"2024-02-13T12:32:42","date_gmt":"2024-02-13T17:32:42","guid":{"rendered":"https:\/\/roundstoneinsurance.com\/?page_id=52227"},"modified":"2024-07-08T10:11:29","modified_gmt":"2024-07-08T14:11:29","slug":"cost-savings-calculator","status":"publish","type":"page","link":"https:\/\/roundstoneinsurance.com\/excelsior\/cost-savings-calculator\/","title":{"rendered":"Cost Savings Calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"52227\" class=\"elementor elementor-52227\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-d8a5936 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"d8a5936\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b577d26\" data-id=\"b577d26\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78aea09 elementor-widget elementor-widget-heading\" data-id=\"78aea09\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Roundstone's Cost-Savings Calculator<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7c47b9 elementor-widget elementor-widget-heading\" data-id=\"b7c47b9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">SAVE ON COMPANY HEALTHCARE WITH ROUNDSTONE<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee39f19 elementor-widget elementor-widget-text-editor\" data-id=\"ee39f19\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Use our savings calculator below to estimate your savings with self-funding in the Roundstone Captive as compared to your current fully-insured premium.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-683fb59c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"683fb59c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-52cc42e4\" data-id=\"52cc42e4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-303e887 elementor-widget elementor-widget-heading\" data-id=\"303e887\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">See What You Can Save in Company Healthcare<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4192f7d5 elementor-widget elementor-widget-text-editor\" data-id=\"4192f7d5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Annual double-digit health premium increases have become the norm. Small and mid-size businesses are forced to shoulder this financial burden year after year. But there is a better alternative. Companies are banding together in a health insurance pool to increase control and reduce the cost of their medical benefits spend. It\u2019s called a group medical captive \u2013 and it works!<\/p><p>\u00a0<\/p><p>To see how much you can save, enter the current number of employees enrolled in your health plan and your current fully-insured premium amount. We will instantly calculate how much the captive solution can save you over 5 years.\u00a0 We are confident Roundstone will provide a huge value to your business.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cea97e5 elementor-widget elementor-widget-html\" data-id=\"cea97e5\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"body\">\r\n        <div class=\"container\">\r\n            <div class=\"upperHalf\">\r\n                <div class=\"firstHalf\">\r\n                    <div class=\"form-container\">\r\n                        <form id=\"savingsForm\" onsubmit=\"event.preventDefault(); calculateSavings();\">\r\n                            <h2 class=\"heading2\">Enter Your Details<\/h2>\r\n                            <div>\r\n                                <label for=\"numEmployees\">Number of Employees enrolled<\/label>\r\n                            <\/div>\r\n                            <div>\r\n                                <input type=\"number\" id=\"numEmployees\" name=\"numEmployees\" min=\"20\" value=\"100\" required oninvalid=\"this.setCustomValidity('You must have at least 20 members enrolled to qualify for a self-funded health plan with Roundstone.')\" oninput=\"this.setCustomValidity('')\">\r\n\r\n                            <\/div>\r\n                            <div>\r\n                                <span class=\"error-message\" id=\"numEmployeesError\"><\/span>\r\n                            <\/div>\r\n                            <div>\r\n                                <label for=\"annualPremium\">Current Annual Premium<\/label>\r\n                            <\/div>\r\n                            <div>\r\n                                <input type=\"text\" id=\"annualPremium\" name=\"annualPremium\" value=\"$2,000,000\" required>\r\n                            <\/div>\r\n                            <div>\r\n                                <input type=\"submit\" value=\"Calculate Your Savings\" onclick=\"clearResultCircles()\">\r\n                            <\/div>\r\n                        <\/form>\r\n                    <\/div>\r\n                <\/div>\r\n                <div class=\"secondHalf\">\r\n                    <div class=\"graphArea\">\r\n                        <h2 class=\"heading2\" id=\"graphTitle\">Projected 5 Year Savings: <span id=\"projectedSavings\"><\/span><\/h2>\r\n                        <div class=\"loading\" id=\"loadingIndicator\"><\/div>\r\n                        <canvas id=\"lineGraph\"><\/canvas>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div><br>\r\n            <div class=\"lowerHalf\">\r\n                <div class=\"lHead\">\r\n                    <h2 class=\"heading2\">Your Savings Add Up Over Time<\/h2>\r\n                <\/div>\r\n                <div id=\"resultContainer\">\r\n                    <div class=\"result-item\">\r\n                        <div class=\"result-circle\" id=\"result1\"><\/div>\r\n                        <span>Year 1<\/span>\r\n                    <\/div>\r\n                    <div class=\"result-item\">\r\n                        <div class=\"result-circle\" id=\"result2\"><\/div>\r\n                        <span>Year 2<\/span>\r\n                    <\/div>\r\n                    <div class=\"result-item\">\r\n                        <div class=\"result-circle\" id=\"result3\"><\/div>\r\n                        <span>Year 3<\/span>\r\n                    <\/div>\r\n                    <div class=\"result-item\">\r\n                        <div class=\"result-circle\" id=\"result4\"><\/div>\r\n                        <span>Year 4<\/span>\r\n                    <\/div>\r\n                    <div class=\"result-item\">\r\n                        <div class=\"result-circle\" id=\"result5\"><\/div>\r\n                        <span>Year 5<\/span>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n    <script src=\"https:\/\/cdn.jsdelivr.net\/npm\/chart.js\"><\/script>\r\n    <script>\r\n    var lineChart;\r\nwindow.onload = function(){\r\n    calculateSavings();\r\n   };\r\nfunction formatInputWithCommas(inputId) {\r\n    var inputElement = document.getElementById(inputId);\r\n    var value = inputElement.value.replace(\/\\D\/g, '');\r\n    var formattedValue = '$' + value.toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \",\");\r\n    inputElement.value = formattedValue;\r\n}\r\n\r\ndocument.getElementById(\"annualPremium\").addEventListener(\"input\", function () {\r\n    formatInputWithCommas(\"annualPremium\");\r\n});\r\n\r\nfunction deriveYValues(numEmployees, annualPremium) {\r\n    annualPremium = parseFloat(annualPremium.replace(\/\\$|,\/g, \"\"));\r\n\r\n    let VA1 = numEmployees;\r\n    let A = annualPremium;\r\n    let Result = A;\r\n\r\n    let FIA1 = Result;\r\n    let FIA2 = FIA1 * 1.1;\r\n    let FIA3 = FIA2 * 1.1;\r\n    let FIA4 = FIA3 * 1.1;\r\n    let FIA5 = FIA4 * 1.1;\r\n\r\n    let FIT1 = FIA1;\r\n    let FIT2 = FIT1 + FIA2;\r\n    let FIT3 = FIT2 + FIA3;\r\n    let FIT4 = FIT3 + FIA4;\r\n    let FIT5 = FIT4 + FIA5;\r\n\r\n    let RSA1 = A * 0.83;\r\n    let RSA2 = RSA1 * 1.03;\r\n    let RSA3 = RSA2 * 1.03;\r\n    let RSA4 = RSA3 * 1.03;\r\n    let RSA5 = RSA4 * 1.03;\r\n\r\n    let RST1 = RSA1;\r\n    let RST2 = RST1 + RSA2;\r\n    let RST3 = RST2 + RSA3;\r\n    let RST4 = RST3 + RSA4;\r\n    let RST5 = RST4 + RSA5;\r\n\r\n    let AS1 = FIA1 - RSA1;\r\n    let AS2 = FIA2 - RSA2;\r\n    let AS3 = FIA3 - RSA3;\r\n    let AS4 = FIA4 - RSA4;\r\n    let AS5 = FIA5 - RSA5;\r\n\r\n    let TS1 = AS1;\r\n    let TS2 = TS1 + AS2;\r\n    let TS3 = TS2 + AS3;\r\n    let TS4 = TS3 + AS4;\r\n    let TS5 = TS4 + AS5;\r\n\r\n    let resultObject = {\r\n        y1: Math.round(TS1),\r\n        y2: Math.round(TS2),\r\n        y3: Math.round(TS3),\r\n        y4: Math.round(TS4),\r\n               y5: Math.round(TS5),\r\n        fia: [Math.round(FIA1), Math.round(FIA2), Math.round(FIA3), Math.round(FIA4), Math.round(FIA5)],\r\n        rsa: [Math.round(RSA1), Math.round(RSA2), Math.round(RSA3), Math.round(RSA4), Math.round(RSA5)],\r\n\r\n    };\r\n\r\n    return resultObject;\r\n}\r\n\r\n\r\nfunction displayResultInCircle(containerId, result) {\r\n    var container = document.getElementById(containerId);\r\n    var formattedResult = result.toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \",\");\r\n    container.innerHTML = `<div class=\"result-circle-content\"><span>TOTAL SAVINGS<\/span><br> $${formattedResult}<\/div>`;\r\n}\r\n\r\nfunction clearResultCircles() {\r\n    document.getElementById(\"result1\").innerHTML = \"\";\r\n    document.getElementById(\"result2\").innerHTML = \"\";\r\n    document.getElementById(\"result3\").innerHTML = \"\";\r\n    document.getElementById(\"result4\").innerHTML = \"\";\r\n    document.getElementById(\"result5\").innerHTML = \"\";\r\n\r\n    updateLineGraph([], []);\r\n    projectedSavings.innerHTML = \"\";\r\n}\r\nfunction calculateSavings() {\r\n    var numEmployees = document.getElementById(\"numEmployees\").value;\r\n    var annualPremium = document.getElementById(\"annualPremium\").value;\r\n    var numEmployeesError = document.getElementById(\"numEmployeesError\");\r\n    var graphTitle = document.getElementById(\"graphTitle\");\r\n    var projectedSavings = document.getElementById(\"projectedSavings\");\r\n\r\n  \r\n    document.getElementById(\"lineGraph\").style.display = \"block\";\r\n    document.getElementById(\"result1\").style.display = \"block\";\r\n    document.getElementById(\"result2\").style.display = \"block\";\r\n    document.getElementById(\"result3\").style.display = \"block\";\r\n    document.getElementById(\"result4\").style.display = \"block\";\r\n    document.getElementById(\"result5\").style.display = \"block\";\r\n\r\n   \r\n    numEmployeesError.textContent = \"\";\r\n\r\n    if (numEmployees < 20) {\r\n        \/\/numEmployeesError.textContent = \"You must have at least 20 members enrolled to qualify for a self-funded health plan with Roundstone.\";\r\n\r\n        \/\/ Clear graph and result circles\r\n        clearResultCircles();\r\n\r\n        return;\r\n    } else {\r\n        numEmployeesError.textContent = \"\";\r\n    }\r\n\r\n    document.getElementById(\"lineGraph\").style.display = \"none\";\r\n    document.getElementById(\"result1\").style.display = \"none\";\r\n    document.getElementById(\"result2\").style.display = \"none\";\r\n    document.getElementById(\"result3\").style.display = \"none\";\r\n    document.getElementById(\"result4\").style.display = \"none\";\r\n    document.getElementById(\"result5\").style.display = \"none\";\r\n\r\n    annualPremium = annualPremium.replace(\/\\$|,\/g, \"\");\r\n    var result = deriveYValues(numEmployees, annualPremium);\r\n\r\n    document.getElementById(\"lineGraph\").style.display = \"block\";\r\n    document.getElementById(\"result1\").style.display = \"block\";\r\n    document.getElementById(\"result2\").style.display = \"block\";\r\n    document.getElementById(\"result3\").style.display = \"block\";\r\n    document.getElementById(\"result4\").style.display = \"block\";\r\n    document.getElementById(\"result5\").style.display = \"block\";\r\n\r\n    displayResultInCircle(\"result1\", result.y1);\r\n    displayResultInCircle(\"result2\", result.y2);\r\n    displayResultInCircle(\"result3\", result.y3);\r\n    displayResultInCircle(\"result4\", result.y4);\r\n    displayResultInCircle(\"result5\", result.y5);\r\n\r\n    updateLineGraph(result.fia, result.rsa);\r\n\r\n    proVal = result.y5;\r\n\r\n    var formattedResultFinal = proVal.toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \",\");\r\n\r\n    projectedSavings.innerHTML = `$${formattedResultFinal}`;\r\n}\r\n\r\n\r\nfunction updateLineGraph(fia, rsa) {\r\n    var lineGraphCanvas = document.getElementById(\"lineGraph\");\r\n\r\n    if (lineChart) {\r\n        lineChart.destroy();\r\n    }\r\n\r\n    lineChart = new Chart(lineGraphCanvas, {\r\n        type: 'line',\r\n        data: {\r\n            labels: ['Year 1', 'Year 2', 'Year 3', 'Year 4', 'Year 5'],\r\n            datasets: [{\r\n                    label: 'Fully-Insured',\r\n                    borderColor: '#dd8a61',\r\n                    data: fia,\r\n                    fill: false,\r\n                        },\r\n                {\r\n                    label: 'Roundstone',\r\n                    borderColor: '#a1a954',\r\n                    data: rsa,\r\n                    fill: false,\r\n                        }\r\n                    ]\r\n        },\r\n        options: {\r\n            scales: {\r\n                x: {\r\n                    beginAtZero: false,\r\n                    ticks: {\r\n                        font: {\r\n                            weight: 'bold'\r\n                        }\r\n                    }\r\n                },\r\n                y: {\r\n                    beginAtZero: false,\r\n                    ticks: {\r\n                        callback: function (value, index, values) {\r\n                            return '$' + value.toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \",\");\r\n                        },\r\n                        font: {\r\n                            weight: 'bold'\r\n                        }\r\n                    }\r\n                }\r\n            }\r\n        }\r\n\r\n    });\r\n}\r\n<\/script>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bec3d64 elementor-widget elementor-widget-text-editor\" data-id=\"bec3d64\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>DISCLAIMER: <em>The estimate provided by this calculator is based on the premium information supplied by you. The estimate is not an exact calculation of your actual premium costs and does not reflect all of the terms, conditions, limitations and exclusions that may apply specifically to the coverage and particular services provided in your employee benefit plan. Please be advised the information you input has not been reviewed by Roundstone and the Projected 5 Year Savings Calculator is intended to be a reference tool. <\/em><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-ad23473 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ad23473\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7d4a251\" data-id=\"7d4a251\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9eff4b0 elementor-widget elementor-widget-menu-anchor\" data-id=\"9eff4b0\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"validation\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-186ea282 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"186ea282\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-77736744\" data-id=\"77736744\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3866c3 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"c3866c3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"827\" height=\"1024\" src=\"https:\/\/roundstoneinsurance.com\/excelsior\/wp-content\/uploads\/2024\/05\/Validation-Seal-April-2025-for-Roundstone-Insurance-827x1024.png\" class=\"attachment-large size-large wp-image-54253\" alt=\"Validation Seal &#8211; April 2025 for Roundstone Insurance\" srcset=\"https:\/\/roundstoneinsurance.com\/excelsior\/wp-content\/uploads\/2024\/05\/Validation-Seal-April-2025-for-Roundstone-Insurance-827x1024.png 827w, https:\/\/roundstoneinsurance.com\/excelsior\/wp-content\/uploads\/2024\/05\/Validation-Seal-April-2025-for-Roundstone-Insurance-242x300.png 242w, https:\/\/roundstoneinsurance.com\/excelsior\/wp-content\/uploads\/2024\/05\/Validation-Seal-April-2025-for-Roundstone-Insurance-768x951.png 768w, https:\/\/roundstoneinsurance.com\/excelsior\/wp-content\/uploads\/2024\/05\/Validation-Seal-April-2025-for-Roundstone-Insurance.png 985w\" sizes=\"(max-width: 827px) 100vw, 827px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c975d6 elementor-widget elementor-widget-heading\" data-id=\"6c975d6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Guaranteed Savings<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54c66aae elementor-widget elementor-widget-text-editor\" data-id=\"54c66aae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span data-lucid-type=\"application\/vnd.lucid.text\" data-lucid-content=\"{&quot;t&quot;:&quot;With the promise of consistent, significant savings over a five-year span \u2014 and a guarantee to cover any difference \u2014 you can enjoy both the financial benefits and peace of mind.&quot;,&quot;m&quot;:[{&quot;s&quot;:0,&quot;n&quot;:&quot;a&quot;,&quot;v&quot;:&quot;left&quot;},{&quot;s&quot;:0,&quot;n&quot;:&quot;p&quot;,&quot;v&quot;:1.0679270833333334},{&quot;s&quot;:0,&quot;n&quot;:&quot;s&quot;,&quot;v&quot;:17.77777777777778,&quot;e&quot;:178},{&quot;s&quot;:0,&quot;n&quot;:&quot;c&quot;,&quot;v&quot;:&quot;#36454fff&quot;,&quot;e&quot;:178}]}\">With the promise of consistent, significant savings over a five-year span \u2014 and a guarantee to cover any difference \u2014 you can enjoy both the financial benefits and peace of mind.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a5bd18 elementor-widget elementor-widget-text-editor\" data-id=\"2a5bd18\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong><span class=\"ui-provider ed bjs bjt bju bjv bjw bjx bjy bjz bka bkb bkc bkd bke bkf bkg bkh bki bkj bkk bkl bkm bkn bko bkp bkq bkr bks bkt bku bkv bkw bkx bky bkz\" dir=\"ltr\">Roundstone\u2019s Captive Solution for Employee Health Benefits Verified by Validation Institute for Cost Savings.<\/span><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddb572e elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"ddb572e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg elementor-animation-grow\" href=\"https:\/\/roundstoneinsurance.com\/excelsior\/wp-content\/uploads\/2024\/05\/Roundstone_Insurance_Savings_2024_Validation_Report.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download 2024 Validation Report<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-706cf84a elementor-hidden-mobile\" data-id=\"706cf84a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27db6f3 elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"27db6f3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"827\" height=\"1024\" src=\"https:\/\/roundstoneinsurance.com\/excelsior\/wp-content\/uploads\/2024\/05\/Validation-Seal-April-2025-for-Roundstone-Insurance-827x1024.png\" class=\"attachment-large size-large wp-image-54253\" alt=\"Validation Seal &#8211; April 2025 for Roundstone Insurance\" srcset=\"https:\/\/roundstoneinsurance.com\/excelsior\/wp-content\/uploads\/2024\/05\/Validation-Seal-April-2025-for-Roundstone-Insurance-827x1024.png 827w, https:\/\/roundstoneinsurance.com\/excelsior\/wp-content\/uploads\/2024\/05\/Validation-Seal-April-2025-for-Roundstone-Insurance-242x300.png 242w, https:\/\/roundstoneinsurance.com\/excelsior\/wp-content\/uploads\/2024\/05\/Validation-Seal-April-2025-for-Roundstone-Insurance-768x951.png 768w, https:\/\/roundstoneinsurance.com\/excelsior\/wp-content\/uploads\/2024\/05\/Validation-Seal-April-2025-for-Roundstone-Insurance.png 985w\" sizes=\"(max-width: 827px) 100vw, 827px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p class=\"excerpt\">Roundstone&#8217;s Cost-Savings Calculator SAVE ON COMPANY HEALTHCARE WITH ROUNDSTONE Use our savings calculator below to estimate your savings with self-funding in the Roundstone Captive as compared to your current fully-insured premium. See What You Can Save in Company Healthcare Annual double-digit health premium increases have become the norm. Small and mid-size businesses are forced to [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-blank.php","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-52227","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v25.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cost Savings Calculator | Roundstone Insurance<\/title>\n<meta name=\"description\" content=\"Using our cost calculator tool, quickly estimate how much you can save on employee health benefits under Roundstone&#039;s captive in a self-funded plan.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cost Savings Calculator\" \/>\n<meta property=\"og:description\" content=\"Using our cost calculator tool, quickly estimate how much you can save on employee health benefits under Roundstone&#039;s captive in a self-funded plan.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/roundstoneinsurance.com\/excelsior\/cost-savings-calculator\/\" \/>\n<meta property=\"og:site_name\" content=\"Roundstone Insurance\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/RoundstoneInsurance\" \/>\n<meta property=\"article:modified_time\" content=\"2024-07-08T14:11:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/roundstoneinsurance.com\/excelsior\/wp-content\/uploads\/2024\/05\/Validation-Seal-April-2025-for-Roundstone-Insurance-827x1024.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@CaptiveInsurer\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/roundstoneinsurance.com\/excelsior\/cost-savings-calculator\/\",\"url\":\"https:\/\/roundstoneinsurance.com\/excelsior\/cost-savings-calculator\/\",\"name\":\"Cost Savings Calculator | Roundstone Insurance\",\"isPartOf\":{\"@id\":\"https:\/\/roundstoneinsurance.com\/excelsior\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/roundstoneinsurance.com\/excelsior\/cost-savings-calculator\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/roundstoneinsurance.com\/excelsior\/cost-savings-calculator\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/roundstoneinsurance.com\/excelsior\/wp-content\/uploads\/2024\/05\/Validation-Seal-April-2025-for-Roundstone-Insurance-827x1024.png\",\"datePublished\":\"2024-02-13T17:32:42+00:00\",\"dateModified\":\"2024-07-08T14:11:29+00:00\",\"description\":\"Using our cost calculator tool, quickly estimate how much you can save on employee health benefits under Roundstone's captive in a self-funded plan.\",\"breadcrumb\":{\"@id\":\"https:\/\/roundstoneinsurance.com\/excelsior\/cost-savings-calculator\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/roundstoneinsurance.com\/excelsior\/cost-savings-calculator\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/roundstoneinsurance.com\/excelsior\/cost-savings-calculator\/#primaryimage\",\"url\":\"https:\/\/roundstoneinsurance.com\/excelsior\/wp-content\/uploads\/2024\/05\/Validation-Seal-April-2025-for-Roundstone-Insurance.png\",\"contentUrl\":\"https:\/\/roundstoneinsurance.com\/excelsior\/wp-content\/uploads\/2024\/05\/Validation-Seal-April-2025-for-Roundstone-Insurance.png\",\"width\":985,\"height\":1220,\"caption\":\"Validation Seal &#8211; April 2025 for Roundstone Insurance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/roundstoneinsurance.com\/excelsior\/cost-savings-calculator\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/roundstoneinsurance.com\/excelsior\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cost Savings Calculator\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/roundstoneinsurance.com\/excelsior\/#website\",\"url\":\"https:\/\/roundstoneinsurance.com\/excelsior\/\",\"name\":\"Roundstone Insurance\",\"description\":\"Better Benefits. 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