Captive Insurance Programs

American Business Captive (ABC)

Program Summary:  

The American Business Captive® (“ABC”) is a heterogeneous agency captive insurance solution for insureds that a) have premium too low for a stand-alone captive, b) have historically low loss ratios, c) possess a “loss control” philosophy, and d) are financially stable.

Program Benefits:
  • Stabilize escalating premiums
  • Gain control over services and frictional costs
  • Return underwriting profits and investment income to Insureds whose skilled workforce contributes to excellent loss experience


  • Strong desire to retain a portion of own risk
  • Minimum $250K premium
  • Loss ratios ≤ 50%
  • In business ≥5 Years
Program Questions

Roundstone Management, Ltd.
27887 Clemens Road, Suite 1, Westlake, OH 44145

Phone:  440-617-0333

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