Captive Insurance Programs

Voluntary Benefits

 

Program Summary:

Roundstone’s Voluntary Benefits Captive is the market’s first captive solution for accident, medical supplement, critical illness and cancer. This is an innovative insurance offering that delivers a valuable benefit to employees and improved profitability for all stakeholders involved. The products offer employees financial assistance in the time of illness, accident and/or injury to help cover the gap between a high deductible health plan and amounts owed to health care providers.

 

What's unique to Roundstone's Voluntary Benefits program?

  • Three times the industry average compensation. No commission split — advisors keep 100% of the commission.
  • No enrollers in the workplace. Online enrollment via the industry-leading avatar, Virtual Benefit Counselor, recruits at the same or better rate than face-to-face.
  • No payroll deduction. No extra work for HR, no billing problems and employee premiums are still paid through employee paychecks (not ACH or bank draft.)

Voluntary Benefits plans include:

  • Limited Medical Plans covering illness and injury
  • Accident Plan
  • Critical Illness covering major illnesses and diseases
  • Cancer with coverage for cancer and its related expenses

Program Benefits:

  • Higher employee participation - consumers buy what they need and can use
  • Employers’ support a consumer-centric benefits offering
  • Greater policyholder retention
  • Reduce need and cost of repeated enrollment
  • Improved profitability (RTM) for all stakeholders
  • Participation in underwriting outcomes of coverages
  • Increased year-over-year income

 

Additional Information:

Watch the Voluntary Benefits Video here.

 

Proposed Policy Forms:

Available upon request


Submission Requirements:

Current detailed census

Completed Application

Current plan designs and rates

Agency approval and appointment
Program Questions:

Roundstone Management, Ltd.
27887 Clemens Road, Suite 1, Westlake, OH 44145
Email: info@roundstoneinsurance.com
Phone:  440-617-0333


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